First Choice Financial Federal Credit Union

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Pictures of car keys, girl in car, man driving new car

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Auto Loans

Whether you’re looking for a new or used auto, motorcycle or looking to refinance your higher-rate loan from another lender, FCFFCU has financing options that will fit your budget with competitive loan rates and extended terms up to 84 months. With our extended terms it may keep your payments manageable. On top of competitive rates and terms up to 84 month financing, we also offer no pre-payment penalty fees on all of our auto loans.

Get pre-approved today before even talking to a dealer and feel confident knowing what you can afford and what you should be paying.

Current Rates Apply Now

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Payment ex: $20,000 @ 1.99%APR for 5 years= $350.74 per month...Estimated payment without additional fees, options, etc.

New or Used Auto Terms (2021 or Newer) greater than 5 years require loans amount/vehicle value of $20,000 or more.

Used Auto Terms (2020 to Older) greater than 4 years require loans amount/vehicle value of $10,000 or more.

A 2021 with no previous owner may be considered NEW.

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Payment ex: $20,000 @ 1.99%APR for 5 years= $350.74 per month...Estimated payment without additional fees, options, etc.

New or Used Auto Terms (2021 or Newer) greater than 5 years require loans amount/vehicle value of $20,000 or more.

Used Auto Terms (2020 to Older) greater than 4 years require loans amount/vehicle value of $10,000 or more.

A 2021 with no previous owner may be considered NEW.