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  • 518-725-3191
  • Locations
  • Find ATM's
  • Rates
  • Contact Us
  • About Us
  • Show hidden items
    ...
  • Employment
  • Policies and Disclosures
  • Bank/Borrow
  • Newsletter
  • Management Team
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Security Warning: Unauthorized access or attempts to upload and/or change information on this website are strictly prohibited and subject to prosecution. It is our policy at First Choice Financial FCU to never request account and other confidential information via email. If you suspect an email message, or website to be of fraudulent activity, to be claiming to be affiliated with FCFFCU, and asking for confidential information, please contact us immediately at 518-725-3191. Routing Number 221376186
title
Home on pile of money
title Home Equity Loans & Home Equity Line of Credit (HELOC)

Are you looking to remodel your home, pay off high-interest debt, cover college tuition or an unexpected large expense? A Fixed-Rate Home Equity Loan or Variable Rate HELOC with FCFFCU may be the right loan(s) for you. Borrow up to 80% of the appraised value of your home with low closing costs.


Current Rates     Apply Now
title




$20,000 Minimum loan amount required to qualify for promo.
*3.25% Introductory APR will be in effect for 36 months after loan origination date. APR- Annual Percentage Rate All loans must be closed by January 31, 2021 to obtain the promotional rate. Maximum Annual Percentage Rate will not exceed 18%.
**Rate as low as Prime plus 0%-for remaining term of loan-minimum rate of 4% based on credit qualifications--tiered margin may apply. Interest may be tax deductible.
title
Home on pile of money
title Home Equity Loans & Home Equity Line of Credit (HELOC)

Are you looking to remodel your home, pay off high-interest debt, cover college tuition or an unexpected large expense? A Fixed-Rate Home Equity Loan or Variable Rate HELOC with FCFFCU may be the right loan(s) for you. Borrow up to 80% of the appraised value of your home with low closing costs.


Current Rates     Apply Now
title




$20,000 Minimum loan amount required to qualify for promo.
*3.25% Introductory APR will be in effect for 36 months after loan origination date. APR- Annual Percentage Rate All loans must be closed by January 31, 2021 to obtain the promotional rate. Maximum Annual Percentage Rate will not exceed 18%.
**Rate as low as Prime plus 0%-for remaining term of loan-minimum rate of 4% based on credit qualifications--tiered margin may apply. Interest may be tax deductible.
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