Freedom from financial stress is closer than you think. Start unlocking the possibilities when you tap into the value of your home to finance a wide variety of needs. Use a lump-sum loan to pay for one-time expenses or open a home equity line of credit (HELOC) to cover recurring costs. Plus, interest rates on home equity loans and lines of credit are typically lower than a standard credit card, which helps you save money in the long run. 

Our friendly lending experts will help you find the best solution for your unique situation.

Home Equity Loan

If you’re looking for affordable financing, turn to your home’s equity. We can help with Low Fixed Rates and Closing Costs with terms ranging from 1 to 20 years.

Tap Into Your Home’s Equity:

• User your home equity for short-term or one-time need or needs:
  • Home Remodeling
  • College Tuition
  • New Car
  • Unforeseen Financial Obligations
  • Bills & Debt Consolidation
• We lend up to 80% of your home’s value
• Fixed monthly payment for the term of the loan that doesn’t change and helps with budgeting
• Low Interest Rate
• Low Closing Costs
• No prepayment penalty
• Terms up to 20 years

Apply Online or call us at 518-725-3191, Option 4.

Home Equity Line of Credit (HELOC)

If you have ongoing needs that are more suitable with a revolving credit line but don’t want to resort to using credit cards, a Home Equity Line of Credit (HELOC) may be a more affordable answer. When using revolving credit, you can borrow as much or as little as you need when you need it by accessing the available equity in your home. Like a credit card, as you repay your outstanding balance, you can borrow against it again if needed.

Details:

• Competitive interest rates for a wide range of expenses:
  • Home Improvements
  • Book a Family Vacation
  • That Dream Wedding
  • Home Remodeling Projects
  • Debt Consolidation
  • And more…
• We lend up to 80% of your home’s value
• Revolving Line of Credit
• Low Variable Interest Rate
• Easy access to funds

Apply Online  or call us at 518-725-3191, Option 4.