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Security Warning: Unauthorized access or attempts to upload and/or change information on this website are strictly prohibited and subject to prosecution. It is our policy at First Choice Financial FCU to never request account and other confidential information via email. If you suspect an email message, or website to be of fraudulent activity, to be claiming to be affiliated with FCFFCU, and asking for confidential information, please contact us immediately at 518-725-3191.



NMLS# 800563 Routing Number 221376186
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checking credit score on laptop
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Your banking experience just got even better!


You can now access your credit score for free anytime, anywhere from within PCU Online Banking or the Mobile App.

We all know that our credit score can impact our ability to get a loan, receive the best rates, and in some cases, get a job. The hard part is knowing what our score is now and how to improve it. 

We want our members to feel confident in their finances.  My Credit Score is a tool within our PCU Banking and Mobile App that will allow you to view your credit score, see tips for improving your score, monitor your scores compared with the average in your ZIP code, see how your score changes over time, and receive emails alerting you to changes in your score. 


Login to PCU Online Banking or the Mobile App...

  • Take control of your credit score and report.

  • Understand your credit and how to improve it with personalized tips.

  • Monitor your credit with important alerts.

  • Identify credit bureau errors.

  • Find savings opportunities.


Key Features:

Score Analysis:

Easily and quickly understand all of the factors that influence your credit score, with detailed explanations and possible improvement recommendations.

Personalized Recommendations:

We automatically look to see if we can lower your monthly payments on your current or future loans and credit cards.

Credit Score Event Chart:

Visualize the impact to your credit score over time and how key changes can impact it.

Simulator:

Financial decisions cause your score to move up or down. Simulate your credit score by selecting actions you might take and see how your score reacts.


Increasing your score can help you potentially qualify for lower interest rates and save you money! Who doesn’t like that?


The better the score, the better the rates!


Login Now
to Get Started Today!

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PCU Online Banking is required to us My Credit Score.
The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with First Choice Financial Federal Credit Union loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to the Credit Union when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.
title
checking credit score on laptop
title


Your banking experience just got even better!


You can now access your credit score for free anytime, anywhere from within PCU Online Banking or the Mobile App.

We all know that our credit score can impact our ability to get a loan, receive the best rates, and in some cases, get a job. The hard part is knowing what our score is now and how to improve it. 

We want our members to feel confident in their finances.  My Credit Score is a tool within our PCU Banking and Mobile App that will allow you to view your credit score, see tips for improving your score, monitor your scores compared with the average in your ZIP code, see how your score changes over time, and receive emails alerting you to changes in your score. 


Login to PCU Online Banking or the Mobile App...

  • Take control of your credit score and report.

  • Understand your credit and how to improve it with personalized tips.

  • Monitor your credit with important alerts.

  • Identify credit bureau errors.

  • Find savings opportunities.


Key Features:

Score Analysis:

Easily and quickly understand all of the factors that influence your credit score, with detailed explanations and possible improvement recommendations.

Personalized Recommendations:

We automatically look to see if we can lower your monthly payments on your current or future loans and credit cards.

Credit Score Event Chart:

Visualize the impact to your credit score over time and how key changes can impact it.

Simulator:

Financial decisions cause your score to move up or down. Simulate your credit score by selecting actions you might take and see how your score reacts.


Increasing your score can help you potentially qualify for lower interest rates and save you money! Who doesn’t like that?


The better the score, the better the rates!


Login Now
to Get Started Today!

title

PCU Online Banking is required to us My Credit Score.
The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with First Choice Financial Federal Credit Union loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to the Credit Union when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.
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