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Security Warning: Unauthorized access or attempts to upload and/or change information on this website are strictly prohibited and subject to prosecution. It is our policy at First Choice Financial FCU to never request account and other confidential information via email. If you suspect an email message, or website to be of fraudulent activity, to be claiming to be affiliated with FCFFCU, and asking for confidential information, please contact us immediately at 518-725-3191.



NMLS# 800563 Routing Number 221376186
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Boat and RV
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Are you looking for that New or Used RV or Boat? FCFFCU’s RV & Boat Loans are the way to go. Whatever your adventure, FCFFCU has a loan to get you on the road or water!
Ask a loan officer about our New Extended Terms.


Recreational Vehicles

When the roads are calling, you want to know everything was done to get the best rates! Whether you’re traveling across the state or across the country, let us save you money by financing your RV loan with us.

 

With a RV loan, we offer an affordable, competitive fixed rate loan, for a term that’s right for you. So, pick out that new or used motor home, camper or trailer and get ready to enjoy the fun. Extended terms up to 180 months.

 

Get pre-approved and have negotiating power when looking to buy a RV. You can apply online or in-person at any one of our convenient locations.


Boats

Let us help make a splash with a Boat Loan from FCFFCU.

 

Having the Great Sacandaga and Caroga Lakes in our back yard is great. It’s even better when you have your own boat to take out. Our boat loans can help you get the financing you need with low rates and extend terms up to 180 months. You’ll spend less time worrying about monthly payments and more time out on the water.

 

Get pre-approved and have the negotiating power when you buy your boat. You can apply online or in-person at any one of our convenient locations.


Refinance Your RV or Boat

Already have a RV or Boat loan with another financial institution?  Refinance with FCFFCU to save money with our low-rate RV loans.

 

Some reasons to consider refinancing your RV or Boat loan:

  • Lower your interest rate — Did you get a loan when interest rates were higher? It could make sense to refinance when lower interest rates are available. Or if you got your loan when your credit score was lower and it’s in a better place, you may qualify for better loan options if you refinance.
  • To reduce your monthly payments — If your financial situation has changed due to a family emergency or personal setback, you might be able to reduce your monthly payments to make your life easier.
  • You want a better lender — When you finance at a dealership, you might end up with a lender who isn’t as responsive as you would like. Refinancing with FCFFCU we will put your needs first.

 

We also offer no pre-payment penalty fees on all our RV and Boat Loans.

 

Whether you’re buying from the dealership or from a private seller, seal the deal with confidence knowing you’re getting a great loan from First Choice Financial FCU.

Credit Life and Disability Insurance are available on all Recreational Vehicle and Boat Loans.
Contact a loan officer for more information.

See our Rates or Apply Now

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2019 & Newer
6-8 Year Term Loan Amount / RV Value must be $20,000
9-10 Year Term Loan Amount / RV Value must be $25,000
11-15 Year Term Loan Amount / RV Value must be $30,000

2018 & Older
6-8 Year Term Loan Amount / RV Value must be $15,000
9-10 Year Term Loan Amount / RV Value must be $20,000

See Rates for Financing Limits

title
Boat and RV
title

Are you looking for that New or Used RV or Boat? FCFFCU’s RV & Boat Loans are the way to go. Whatever your adventure, FCFFCU has a loan to get you on the road or water!
Ask a loan officer about our New Extended Terms.


Recreational Vehicles

When the roads are calling, you want to know everything was done to get the best rates! Whether you’re traveling across the state or across the country, let us save you money by financing your RV loan with us.

 

With a RV loan, we offer an affordable, competitive fixed rate loan, for a term that’s right for you. So, pick out that new or used motor home, camper or trailer and get ready to enjoy the fun. Extended terms up to 180 months.

 

Get pre-approved and have negotiating power when looking to buy a RV. You can apply online or in-person at any one of our convenient locations.


Boats

Let us help make a splash with a Boat Loan from FCFFCU.

 

Having the Great Sacandaga and Caroga Lakes in our back yard is great. It’s even better when you have your own boat to take out. Our boat loans can help you get the financing you need with low rates and extend terms up to 180 months. You’ll spend less time worrying about monthly payments and more time out on the water.

 

Get pre-approved and have the negotiating power when you buy your boat. You can apply online or in-person at any one of our convenient locations.


Refinance Your RV or Boat

Already have a RV or Boat loan with another financial institution?  Refinance with FCFFCU to save money with our low-rate RV loans.

 

Some reasons to consider refinancing your RV or Boat loan:

  • Lower your interest rate — Did you get a loan when interest rates were higher? It could make sense to refinance when lower interest rates are available. Or if you got your loan when your credit score was lower and it’s in a better place, you may qualify for better loan options if you refinance.
  • To reduce your monthly payments — If your financial situation has changed due to a family emergency or personal setback, you might be able to reduce your monthly payments to make your life easier.
  • You want a better lender — When you finance at a dealership, you might end up with a lender who isn’t as responsive as you would like. Refinancing with FCFFCU we will put your needs first.

 

We also offer no pre-payment penalty fees on all our RV and Boat Loans.

 

Whether you’re buying from the dealership or from a private seller, seal the deal with confidence knowing you’re getting a great loan from First Choice Financial FCU.

Credit Life and Disability Insurance are available on all Recreational Vehicle and Boat Loans.
Contact a loan officer for more information.

See our Rates or Apply Now

title










2019 & Newer
6-8 Year Term Loan Amount / RV Value must be $20,000
9-10 Year Term Loan Amount / RV Value must be $25,000
11-15 Year Term Loan Amount / RV Value must be $30,000

2018 & Older
6-8 Year Term Loan Amount / RV Value must be $15,000
9-10 Year Term Loan Amount / RV Value must be $20,000

See Rates for Financing Limits

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